Ayushman Bharat Yojana, officially known as the Pradhan Mantri Jan Arogya Yojana (PMJAY), is a flagship health insurance scheme launched by the Government of India. It aims to provide free medical treatment to economically vulnerable citizens, offering health coverage of up to ₹5 lakh per family annually for secondary and tertiary hospitalization expenses. The scheme covers a wide range of medical procedures and is designed to be paperless and cashless, facilitating easy access to healthcare services across empaneled public and private hospitals in India
What is the Ayushman Card
The Ayushman Card is an identification card that proves a family’s eligibility for the Ayushman Bharat Scheme. This card allows beneficiaries to receive medical care at empaneled hospitals across India. The card is designed to simplify access to healthcare and reduce the financial burden of treatment on eligible families
Steps to Check the Ayushman Card Hospital List 2025
Step 1: Visit the Official PMJAY Website
Link: Provide the official URL for PMJAY (https://pmjay.gov.in/)
Once on the website, navigate to the “Find a Hospital” or “List of Empaneled Hospitals” section.
Step 2: Use the “Search by State” Option
The website allows you to filter hospitals based on the state, district, and specific area of interest. This can help you narrow down the list of hospitals that accept Ayushman Bharat beneficiaries.
Step 3: Search by Hospital Name or Location
You can also directly search by the name of the hospital or a particular location using the search bar. This is useful if you already know the hospital you want to visit.
Step 4: Download or View the List
Once the search results are displayed, you will see a list of all empaneled hospitals for that region. The list will include hospital details such as name, address, contact information, and specialties offered.
Step 5: Using the Ayushman Bharat Mobile App
PMJAY has a mobile app available for download on both Android and iOS. The app allows users to check the list of hospitals, verify eligibility, and check the status of their Ayushman Card.
Steps to use the app:
Download and install the app.
Log in with your details.
Search for hospitals by name or location.
Step 6: Use the Ayushman Bharat Helpline
If you’re unable to find the information online, you can contact the helpline (14555). The helpline can assist in providing the list of empaneled hospitals and any other related queries.
Step 7: Visiting District or State Government Health Offices
You can also visit your local health department to inquire about empaneled hospitals in your area. Many states have a public list that can be shared upon request.
Important Tips for Using the Ayushman Card at Empaneled Hospitals
Carry Your Ayushman Card:
Always carry a copy of your Ayushman Card or the registration number when visiting a hospital. This is necessary for smooth processing of your treatment under the scheme.
Verify Hospital Details in Advance:
Before visiting a hospital, confirm that it is indeed empaneled under the Ayushman Bharat Scheme, especially if the hospital is located far from your home.
Pre-authorization:
Some treatments or surgeries may require pre-authorization from the PMJAY portal or the hospital. Make sure to confirm this with the hospital’s administration.
Cashless Treatment:
Ensure that the hospital provides cashless treatment. If there are any additional costs, clarify them in advance.
Documentation:
Hospitals may ask for identity proof or a valid Ayushman Card for verification. Be prepared to provide these documents for a smooth process.
Benefits of the Ayushman Card
The Ayushman Card, issued under the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PMJAY), offers a wide range of advantages that significantly enhance access to healthcare for millions of Indian families. It plays a crucial role in reducing the financial burden on low-income families and ensures they receive timely, quality medical care. Here are the key benefits of the Ayushman Card:
1.Cashless Treatment at Empaneled Hospitals
One of the most significant advantages of the Ayushman Card is the ability to receive cashless treatment at any empaneled hospital across India. Beneficiaries do not have to worry about paying for medical services upfront, as the cost of hospitalization, surgeries, diagnostic tests, and treatments is directly covered under the scheme. This cashless feature ensures that individuals do not face financial hurdles while seeking healthcare services.
2.Coverage of Healthcare Costs up to ₹5 Lakh
The Ayushman Bharat scheme provides financial protection by covering healthcare expenses up to ₹5 lakh per family per year. This coverage applies to both secondary and tertiary care, including expensive surgeries, treatments, and medical procedures that could otherwise be financially devastating for lower-income families. The large coverage amount helps families receive critical care without worrying about high medical bills.
3.Wide Range of Medical Services
The Ayushman Card ensures that beneficiaries can access a broad spectrum of medical services, ranging from preventive care to major surgeries. This includes hospital stays, outpatient treatments, specialist consultations, surgeries, and diagnostic tests. The card provides access to essential healthcare for both common and complex conditions, including cancer treatment, heart surgeries, kidney dialysis, and more.
4.Access to Government and Private Hospitals
The Ayushman Bharat scheme empanels both government and private hospitals across the country, giving beneficiaries the flexibility to choose from a variety of healthcare providers. This extensive network of hospitals ensures that people have access to quality healthcare services close to their homes, even in remote areas. Whether it is a local government hospital or a well-known private hospital, the Ayushman Card can be used at both.
5.Free Diagnostics and Medicines
Under the Ayushman Bharat Scheme, beneficiaries are entitled to free diagnostic tests, such as blood tests, X-rays, MRIs, and other essential medical examinations. Additionally, prescribed medicines during hospitalization are provided at no extra cost. This ensures that the entire healthcare experience is covered under the scheme, reducing out-of-pocket expenses for patients.
6.Financial Protection for Vulnerable Families
The primary aim of the Ayushman Bharat scheme is to protect economically vulnerable families from the financial shock of medical expenses. For many households living in poverty or just above the poverty line, even a small health crisis can lead to financial ruin. The Ayushman Card offers a safety net, allowing them to focus on recovery rather than worrying about how to pay for treatment.
7.Simplified Claim Process
The process for utilizing the Ayushman Card at hospitals is simple and straightforward. Beneficiaries need to present their Ayushman Card or registered mobile number to the hospital for verification. Once verified, they can receive treatment without the need for complicated paperwork. This ease of access encourages people to seek medical attention promptly, improving overall health outcomes.
Conclusion
The Ayushman Card offers a multitude of benefits that have transformed healthcare access for millions of underprivileged families in India. From cashless treatment at empaneled hospitals to comprehensive coverage for secondary and tertiary healthcare, the Ayushman Bharat Scheme provides critical health protection. By ensuring that financial barriers no longer prevent people from seeking necessary medical treatment, the Ayushman Card serves as a key tool in improving the health and well-being of vulnerable communities across the nation.
